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Housing tenure

Most New Zealand householders own their own home but they are less likely to do so than in the past. Between 1991 and 2001, the proportion of New Zealand households owning their dwellings either with or without a mortgage or in a family trust fell from 74 percent to 68 percent. Since 2001 the decline has been less marked, with a fall from 68 percent to 67 percent in 2006.10 Between 2001 and 2006, there was a decline in home ownership among all age groups from 25–74 years but it was most marked among those aged between 35–54 years. The proportion of 35–44 year olds who owned or partly owned their own dwellings fell from 65 percent to 61 percent over the five years, while among 45–54 year olds the figure fell from 76 percent to 72 percent. The only age group to experience a significant increase in home ownership was the 75 years and over age group.